Do you find yourself in one of the following stories? If you do, contact me for solutions to help you live life to the fullest.
The “Mired in Debt” Individuals and Families
You are tired and frustrated of living paycheck to paycheck. You lie awake at night worrying about how you are going to pay your bills and make ends meet. You work hard but you feel like you cannot get ahead. Just when things start to look up, the dryer breaks, the refrigerator dies, or the car gives up the ghost. You are always holding your breath until the next pay raise or the next IRS refund (if you even filed). You feel like a hamster in the proverbial hamster wheel and you just want to get off, but you do not know how to.
Cathy can help you by showing you another way to handle your finances so that you can start making small wins financially. She can show you how to pay off debt, have an emergency fund, retire with dignity, and save for your children’s college tuition. Personal financial coaching plants the seeds of hope for a better future.
The “Coasting Along” Individuals and Families
You are living life and thinking all is well. You have some debt and some savings. You are putting money away for retirement but are not really focused on leaving a legacy to your family or growing your wealth. You do not have a budget for your finances and are not being intentional with the resources that you have because you are coasting along and “all is well”.
Cathy can assist you by working with you to create a monthly budget and by helping you to be intentional with your financial resources. Together, we will walk through Dave Ramsey’s Baby Steps to ensure that you are meeting your financial goals and living life to the fullest.
The Taxpayer
You have always prepared your own tax return but you have this nagging feeling in the back of your mind that your tax return is not as accurate as it should be and that you are paying too much in taxes.
Cathy can help you have confidence that your tax return is accurate, and you are only paying what you owe and not a penny more. She can review your prior year tax return for inaccuracies, assist with responding to IRS inquiries, or prepare your tax return for the current year.
The Small Business Owner
You are frustrated every time you think about having to “deal with the books”. You would rather be working on your business or spending time with your family than having to take care of the bookkeeping that a business requires. You work hard – up early and up late – trying to balance it all, knowing that something is going to fall through the cracks. You do your best and want to be successful in all areas of your business – even bookkeeping – but it is just a daunting task that you will deal with “tomorrow”. Your family life is busy! You may or may not see your family for dinner, you spend time with them after dinner and before the children go to bed but you feel the constant weight of the bookkeeping in the back of your mind.
Cathy can help you by removing the weight and pressure of keeping your business’ books and records. She is diligent with the details and will inform you of anything that needs your attention. She can handle the daily bookkeeping, ensure that your business is compliant with your tax return filings and assist you with looking at the big picture of how to grow your business debt free so that you can live life to the fullest.